With your smartphones, you can dial into conference calls while stuck in a traffic jam or reply to urgent e-mails while on the go. You can send a text message or share photos and videos with friends who are not living in the same country. My phone calendar keeps my life organized. And even Facebook, Twitter, and instant messaging are now accessible through your smartphones!But wait a minute, let me ask you a question. Are you maximizing the potential of this electronic device? Beyond socializing and doing some office work for your employer, does your smartphone bring in some personal extra income?If your answer to the above question is ‘NO’, then it is about time you wake up to the abundant financial opportunities your smartphone can bring your way.